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Is Paying for Dental Insurance Worth the High Premium?

When it comes to having one or more missing teeth, is dental coverage really the best option for your budget? Here are some reasons why you may be missing out on the most affordable solution with your dental insurance:

The Missing Tooth Clause

Insurance protects against risk, but if you have missing teeth, it's not a reflection of risk alone. Missing teeth are caused by cavities, which are dealt with through exams, x-rays and fillings.

What many people don't know is that most insurance companies carry out what is commonly known as a "missing tooth clause". According to this clause, if you have missing teeth that were extracted before your current dental insurance plan began, you're burdened with the entire cost of replacing or repairing them.

The Maximum Yearly Amount

Most dental plans have an annual limit to how much they are willing to pay, regardless of circumstances. This means that no matter how much dental work you need, your dental insurance company will only pay for a limited amount. In other words, if you need a significant amount of dental work done, you may pay a very high premium, only to find out that most of the work you need is not covered in the long run.

My Dental Wig is the answer to this problem. It's affordable, it doesn't require any dental insurance, and you don't have to leave your home to find a solution to your costly and embarrassing missing teeth!

By Lydie Livolsi, Founder & CEO of Dental Wig & Dental Wear, has over 25 years of experience in the dental industry, including Dental Practice Management. She is a Missing Teeth Expert.

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